Abraham Oladipupo, a Nigerian resident in Ibadan, Oyo state, has raised alarm after getting ₦77,325.00 loan from an online app, OKNaira, without applying.
He revealed that he received the alert on Saturday October 22, even though he didn’t have an existing account with the loan app. Oladipupo said he quickly searched for the app online and sent an email to notify them of the alert.
In response, OKNaira said he registered on their app in February 2021 but didn’t apply for a loan.
However, the system, according to OKNaira, “must have disbursed” the loan when Oladipupo’s “quota was calculated.”
You can’t return the money without interest, you must pay back ₦120,240 in 6 days, OKNaira tells Oladipupo.
Despite admitting that Oladipupo didn’t apply for a loan, OKNaira said he can’t return the money without the interest.
When he sent them an email informing them that their money had been returned, OKNaira said Oladipupo should wait to be disgraced.
“No mobile line to call, no rep, when I replied that their money has been returned to them immediately they simply said I should wait to be disgrace…. Adding that I had better do and do business with the money before the 7days is passed,” Oladipupo said on Facebook.
After some research on the internet, it was discovered that there are several such complaints against the loan app.
Several complaints have been directed to EFCC calling attention to OkNaira loan app.